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Up to $500,000 · Terms up to 10 years

FIXED-TERM
BUSINESS
LOANS

Get up to $500,000 with predictable monthly payments and flexible terms up to 10 years. Perfect for expansion, equipment purchases, or working capital.

Get Pre-Qualified

No hard credit pull · Pre-approvals in minutes, not days

Simple Process

How It Works

1
Check Eligibility

Complete our 30-second form with no hard credit pull. It will not affect your score.

2
Review Your Offers

Compare loan terms and get matched with the best options for your business profile.

3
Receive Funds

Access your capital in as little as 48 hours and put it to work for growth.

Why Choose a Term Loan

Grow with
Predictable
Financing

  • Fixed monthly payments — no surprise rate changes
  • Competitive rates with flexible terms
  • Funding up to $500,000
  • Use for expansion, payroll, or new projects
  • Fast approvals with dedicated loan specialists
Get Pre-Qualified

No hard credit pull  ·  Pre-approvals in minutes, not days

Term Loans

Qualify Today

Eligibility
Requirements

Most established small businesses qualify. Check your eligibility in seconds.

🗓️
Time in Business
6+ Months
💰
Monthly Revenue
$10K+
📈
Credit Score
500+
⚡
Approval Time
24–48 hrs

Common Questions

Term Loan FAQ

How much can I borrow with a term loan? +
You can borrow up to $500,000 depending on your business revenue, credit profile, and time in business. Most applicants with 6+ months in business, $10K+ monthly revenue, and a 500+ credit score qualify for funding.
How is a term loan different from a line of credit? +
A term loan gives you a lump sum upfront with fixed monthly payments over a set period — ideal for a specific investment like equipment, expansion, or hiring. A line of credit is revolving, meaning you draw funds as needed and only pay interest on what you use. Term loans are better for planned, one-time expenses.
Will checking my eligibility affect my credit score? +
No. The initial eligibility check is a soft pull only and will not affect your credit score. A hard pull may only occur if you choose to move forward with a specific lender offer.

READY TO
GROW WITH CONFIDENCE?

Checking your eligibility will not affect your credit score.

Get Pre-Qualified

No hard credit pull  ·  Pre-approvals in minutes, not days

Profit Path Funding is not a direct lender. We connect businesses with funding partners.